If you are injured at work, you may be wondering whether to file a personal injury or workers' compensation claim. In some cases, you may not have an option because the circumstances of your injury will dictate the direction to take. If you do have an option, however, here are some of the benefits of filing a workers' compensation claim.
You Don't Have To Worry About Liability
One of the best things about workers' compensation insurance is that you can get it regardless of who was at fault for the accident. This also means that you don't have to prove that your employer was negligent for you to enjoy workers' compensation benefits. This makes it easier to get workers' compensation benefits as compared to personal injury damages because, for the latter, you have to prove that the person you are suing actually caused your injuries. In short, you can say that a workers' compensation case is relatively easy to win because you just need to prove that you are an employee who was injured on the job.
You Are Likely To Enjoy Your Benefits Sooner
In most cases, employees who take the workers' compensation claim route start enjoying their benefits sooner than those who file personal injury claims. In fact, in some cases, you will get your first check of benefits within a couple of weeks or so. Even if you don't get your benefits that fast, you will still be able to know whether your claim has been approved or not. This means you can plan with the benefits and they will actually help you when you are injured as you recover. This is different from personal injury claims that can take a long time, and you will be uncertain about your chances of recovery all this time.
You Get To Enjoy Vocational Rehabilitation Benefits
Although a personal injury claim includes some benefits that a workers' compensation claim doesn't, such as pain and suffering damages, there are also some benefits that only workers' compensation has. A good example is that of vocational rehabilitation benefits, which are meant to help you get back on the job or provide you with the skills and resources you need to get back to the workplace. Rehabilitation benefits will also help you look for and apply for work for which you may qualify. This means you have a good chance of returning to work if your workers' compensation claim is approved.
For more information, contact a law office like Matt Fendon Law Group.